A serious diagnosis can place significant financial and emotional strain on employees and their families. Critical Illness Insurance provides a lump-sum payment following the diagnosis of a covered condition, helping individuals manage expenses, seek treatment, and focus on recovery. At Benefluent Advisory, we help organizations offer this protection as part of a modern benefits strategy that supports long-term well-being.
Employees select coverage for themselves and eligible family members. If diagnosed with a covered critical condition, a tax-free lump-sum benefit is paid directly to the insured individual. The funds can be used for any purpose—medical treatments, travel to specialists, household expenses, or time away from work.
Employees also gain access to professional support throughout the process, including guidance on navigating diagnoses, treatment options, and claim assistance.
With serious illnesses affecting so many Canadians, employers are increasingly choosing to enhance their benefits programs with Critical Illness Insurance. Offering this coverage demonstrates a commitment to employee well-being and provides essential financial protection during life’s most challenging moments.
Critical Illness Insurance can be added as an employer-paid or voluntary benefit, depending on your organization’s structure and budget. Our team works with you to design coverage that reflects your workforce needs while ensuring the program is easy to implement and sustain.
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