In Canada, employees often worry about unexpected health costs or changes in their jobs. Employers, on the other hand, are focused on keeping top talent while managing expenses.
At Benefluent Advisory Inc., we help bridge those needs by creating supplementary benefits that bring real value to your workplace. A strong benefits package shouldn’t stop at the basics.
Our solutions include critical illness insurance and coverage for employees who are transitioning out of the company. These supplemental health benefits help employers build workplace cultures where people feel secure, valued, and motivated to stay.
Employee assistance programs offer confidential support for challenges like stress, family conflict, or financial pressure. They also include therapy, treatment, and recovery support to help strengthen mental health benefits.
These programs boost well-being, cut down on absenteeism, and help improve focus. When employees feel supported, they’re more productive.
Online care connects employees to doctors, counsellors, and treatment plans. Flexible scheduling makes it easy to get help without leaving home. These digital services expand your supplementary benefits by providing real-time access to specialists. Virtual healthcare adds convenience by cutting out commuting and lowering healthcare costs.
Private counselling gives employees a safe space to talk through stress, conflict, or personal issues. Through employee assistance programs, staff can get early help before things escalate. This kind of support prevents burnout, helps people stay focused, and builds resilience. It’s an important part of a healthy workplace.
We work with employers to develop mental health programs that encourage open conversations, stress management, and peer support. Training sessions, wellness workshops, and coaching are all part of the package, helping reduce stigma and build a supportive culture.
Beyond mental health support, we design supplementary coverage that fits your team’s needs and reflects your company values. Plans can be tailored to different roles, ages, and lifestyles. With options like extended health, critical illness coverage, and flexible add-ons, you can offer stronger protection to your team.
Illness coverage is a key part of our supplemental health benefits package. We offer group critical illness insurance to make it easier and more affordable for employers.
With critical illness insurance in Canada, companies can support employees facing serious health conditions. The coverage helps with medical bills, living expenses, and unexpected financial stress.
Our group critical illness insurance provides financial protection for employees in the event of major health issues like cancer, stroke, or heart disease. Group plans are more affordable than individual ones and come with broader terms. As your critical illness insurance broker, we’ll help you find flexible, cost-effective options.
Standard disability plans don’t always cover high earners. A disability top-up offers stronger income protection. Employers can also use a reverse combination disability model for added flexibility. With guaranteed standard issue, employees don’t need medical exams to qualify.
Thanks to our network of insurance and investment partners, we make it easier for Canadian companies to access these disability top-ups and other smart solutions.
Surgical Risk Protection (SRP), offered through our partners at Samos Insurance, provides lump-sum payouts for major surgeries. The benefit helps cover hospital expenses, recovery costs, or lost income. SRP can be added as an extra layer of support beyond traditional critical illness insurance.
Losing a job can be financially stressful. We help employers set up benefit continuation programs that support staff through that transition. This includes job loss coverage to protect health and income. Keeping coverage for terminated employees lowers stress and helps them move forward with confidence.
Termination benefits extend health coverage after employment ends. They help bridge financial gaps and make sure employees still have access to care during job changes.
We give you access to a wide network of supplemental insurance options, including immediate job loss coverage when income stops. This makes it easier for employees to transition smoothly while planning their next steps.
We offer access to a trusted Preferred Pharmacy Network (PPN) through leading providers. This program cuts drug costs and simplifies access to care. It also strengthens benefit continuation during employment changes.
Our pharmacy network offers convenience and savings, including:
Bringing these services into your benefits package helps improve care and makes your offering more valuable.
BenefitHub offers everyday discounts on retail, travel, and lifestyle purchases. We can set up a custom-branded portal for your company at no extra cost. These perks boost employee satisfaction and add more value to your benefits.
Our partnerships with top HRIS platforms make benefits easier to manage:
When employees leave, they can convert coverage to individual policies through guaranteed standard issue, avoiding medical checks and keeping their protection in place.
Supporting your team through health challenges doesn’t have to be difficult. Getting critical illness insurance in Canada is simple with Benefluent Advisory Inc.. As a trusted broker, we help employers build solid, dependable group coverage.
We also create modern employee benefits and group retirement savings programs that support a thriving workplace culture. Here’s what we offer:
There’s no better time to retain great people and boost productivity. Call Benefluent Advisory at 1 (888) 984-6070, email hello@benefluent.ca, or click here to connect with us today.
Trusted by Hundreds of Clients to Modernize their Group Benefits programs.
